636-614-0715

Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Risinger Insurance Agency, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Risinger Insurance Agency recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Risinger Insurance Agency today to prevent mistakes and errors from becoming major losses for your business.

 

Main Office

330 Jungermann Road Unit B

Saint Peters, MO 63376

Main office: 636-614-0715
Fax: 636-441-7713

Office Hours:

Mon: 9:00 AM - 4:45 PM
Tues: 9:00 AM - 4:45 PM
Wed: 9:00 AM - 4:45 PM
Thurs: 9:00 AM - 4:45 PM
Fri: 9:00 AM - 4:45 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Top notch customer service and saved us a ton of money. We have referred family members to them and they have been thrilled, as well. Couldn't be happier.
Matt M.
By far the best insurance agency I have every dealt with. I will admit that I am not the greatest driver and have dealt with these agents on several occasions. Every time I speak with the agents at Risinger Insurance Agency, they are professional and honest which is hard to find in an insurance agent these days. I highly recommend giving them a call and just see for yourself what they can do for you and how much money you will save. Great customer service and saved me a lot of money!
Tony M.
We have been with them for about 4 years. The team there is amazing. We own a small business and they were able to save us considerably on all of the policies we have including our personal ones. They walked us through everything and took time to explain every process.
Adam N.
We have been with Risinger for a few years now and we couldn't be happier. It was crazy the difference in cost and customer service we got from Risinger than anywhere else. When I got into a hit and run accident they were so understanding and quick to make sure that first I was okay and second that I was taken care of. If you are looking for a great insurance company, look no further! Greg and his staff are amazing!
Stacie S.
My experience with Risinger Insurance Agency has been nothing but wonderful. Rachel goes above and beyond to make sure my needs are met in a timely manner. I would strong recommend this agency to anyone.
Lauren P.
What a great insurance company! I've had bad experiences with a few companies but Risingers is by far the best I've worked with! Professional and great rates.
Bill M.