636-614-0715

Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Risinger Insurance Agency, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Risinger Insurance Agency who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Risinger Insurance Agency before making a decision.

Main Office

330 Jungermann Road Unit B

Saint Peters, MO 63376

Main office: 636-614-0715
Fax: 636-441-7713

Office Hours:

Mon: 9:00 AM - 4:45 PM
Tues: 9:00 AM - 4:45 PM
Wed: 9:00 AM - 4:45 PM
Thurs: 9:00 AM - 4:45 PM
Fri: 9:00 AM - 4:45 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Top notch customer service and saved us a ton of money. We have referred family members to them and they have been thrilled, as well. Couldn't be happier.
Matt M.
By far the best insurance agency I have every dealt with. I will admit that I am not the greatest driver and have dealt with these agents on several occasions. Every time I speak with the agents at Risinger Insurance Agency, they are professional and honest which is hard to find in an insurance agent these days. I highly recommend giving them a call and just see for yourself what they can do for you and how much money you will save. Great customer service and saved me a lot of money!
Tony M.
We have been with them for about 4 years. The team there is amazing. We own a small business and they were able to save us considerably on all of the policies we have including our personal ones. They walked us through everything and took time to explain every process.
Adam N.
We have been with Risinger for a few years now and we couldn't be happier. It was crazy the difference in cost and customer service we got from Risinger than anywhere else. When I got into a hit and run accident they were so understanding and quick to make sure that first I was okay and second that I was taken care of. If you are looking for a great insurance company, look no further! Greg and his staff are amazing!
Stacie S.
My experience with Risinger Insurance Agency has been nothing but wonderful. Rachel goes above and beyond to make sure my needs are met in a timely manner. I would strong recommend this agency to anyone.
Lauren P.
What a great insurance company! I've had bad experiences with a few companies but Risingers is by far the best I've worked with! Professional and great rates.
Bill M.