636-614-0715

Renters Insurance in Saint Peters and O'Fallon, MO and surrounding areas

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Risinger Insurance Agency, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Risinger Insurance Agency are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Main Office

330 Jungermann Road Unit B

Saint Peters, MO 63376

Main office: 636-614-0715
Fax: 636-441-7713

Office Hours:

Mon: 9:00 AM - 4:45 PM
Tues: 9:00 AM - 4:45 PM
Wed: 9:00 AM - 4:45 PM
Thurs: 9:00 AM - 4:45 PM
Fri: 9:00 AM - 4:45 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Top notch customer service and saved us a ton of money. We have referred family members to them and they have been thrilled, as well. Couldn't be happier.
Matt M.
By far the best insurance agency I have every dealt with. I will admit that I am not the greatest driver and have dealt with these agents on several occasions. Every time I speak with the agents at Risinger Insurance Agency, they are professional and honest which is hard to find in an insurance agent these days. I highly recommend giving them a call and just see for yourself what they can do for you and how much money you will save. Great customer service and saved me a lot of money!
Tony M.
We have been with them for about 4 years. The team there is amazing. We own a small business and they were able to save us considerably on all of the policies we have including our personal ones. They walked us through everything and took time to explain every process.
Adam N.
We have been with Risinger for a few years now and we couldn't be happier. It was crazy the difference in cost and customer service we got from Risinger than anywhere else. When I got into a hit and run accident they were so understanding and quick to make sure that first I was okay and second that I was taken care of. If you are looking for a great insurance company, look no further! Greg and his staff are amazing!
Stacie S.
My experience with Risinger Insurance Agency has been nothing but wonderful. Rachel goes above and beyond to make sure my needs are met in a timely manner. I would strong recommend this agency to anyone.
Lauren P.
What a great insurance company! I've had bad experiences with a few companies but Risingers is by far the best I've worked with! Professional and great rates.
Bill M.