Renters Insurance in Saint Peters and O'Fallon, MO and surrounding areas
Unlike homeowners, individuals who choose to rent often opt to lease their residence for the decreased maintenance and responsibility. However, while a landlord is typically responsible for the upkeep of the renter’s building, they are not liable for a tenant’s belongings. In the event of fire, theft, or vandalism, it is important that a renter have the proper insurance to protect their property.
At Risinger Insurance Agency, we understand the importance of protecting your assets. We work to provide tenants in Saint Peters, Cottleville, St. Charles and the surrounding areas with the amount of coverage they need should their belongings ever be damaged or stolen.
Protecting the Assets of Saint Peters Renters with Appropriate Coverage
By working with our clients to identify needs, we are able to match them with the most fitting renter’s policy. Depending on an individual’s coverage, their insurance could protect their assets one of two ways: Actual Cash Value (ACV), which insures items for their current worth, or Replacement Cost, which pays for the replacement of damaged items with brand new pieces. We also discuss liability coverage and how a policy could benefit a renter in a “loss of use” situation.
Once we have determined appropriate coverage, we turn to our trusted carriers for affordable premiums. To get started, request a quote.
Available Agents Insuring Renters
Should a client need to file a claim or simply have a question, we make a point to be available for our customers. Our staff enjoys building lasting relationships with their clients, and they are dedicated to ensuring that renters have the appropriate insurance policy in place.
By taking the time to work with our clients on an individual basis, we not only gain a better understanding of a customer’s exposures, but can offer recommendations on the different options. With access to multiple carriers, we have a price and payment plan to fit everyone’s budget.
Contact us to learn more about how we can protect your assets while renting.